I made a mistake not getting heated flooring. I moved to South Bend, Indiana and I had the choice on whether to use heated flooring or not. I was ripping up the home’s carpets and replacing them with tile. I was doing every floor but the bathrooms too. I had the money. I debated the costs and decided not to. Our home had a central heater. Why would I need to add another one? I thought the tile floors would be just fine. So I ripped up the floors, laid cement board down, and put new tile over top of it. Then I went through an Indiana winter and regretted it immensely. Not having heated flooring and pairing it with cold tile is horrible. I should have set more money upfront for radiant heating. Now it is too late. I have the perfect flooring material for it but can’t add it later. I would need to rip up my brand new tile in order to have it installed. Nope, that is too late. The best I can hope for is radiant heating when I do the bathrooms. The tile in those rooms need to be redone. I can test out the heated flooring in there and see if I like it. I think I am going to. I am also going to be very sad because my central heater is showing signs of age. If it dies and I don’t have any heated flooring to tag in, that will be horrible. I would have made a huge, horrible decision rather than just a dumb one. South Bend gets some very cold winter nights. My tile floors are now covered with throw rugs just because I can’t stand the cold anymore.